Finance Your Dream Home.
Conventional Loans
Best For:
• People with W2 jobs
• Veterans
Benefits:
• Access the lowest rates
• Close quickly
• Down payments as low as 0%
Types:
• Fannie Mae
• Freddie Mac
• FHA
• VA
Unconventional Loans
Best For:
• Self-employed individuals
• People with bank account deposits
• Those who don’t show income on tax returns
• Investment properties
Benefits:
• Get approved to borrow more
• Use creative methods to show income
Types:
• Bank Statement
• Profit & Loss Statement
• Investment Property
• Private Money
• Adjustable Rate Mortgages
• 30-Year Fixed
• 40-Year Fixed (10-year interest)
Reverse Loans
Best For:
• Homeowners 62 and up
• Eliminating/reducing mortgage payments
Benefits:
• Access your equity
• Retain your house title
• Pass down a legacy to your heirs
Types:
• Home Equity Conversion Mortgage
• Home Safe Line of Credit
• Jumbo Reverse
• Super Jumbo Reverse
Luxury Loans
Best For:
• Homes from $750k-$15 million
Types:
• Prime Jumbo
• Super Jumbo
• Adjustable Rate Mortgages
• 30-Year Fixed
• 40-Year Fixed (10-year interest)
Refinance Loans
Best For:
• Restructuring your loan
Benefits:
• Tap into your equity
• Increase your liquidity
• Decrease your interest rate
Types:
• Over 100 available