For the last decade American Mortgage Bank has been a direct lender for the FHA, VA, Fannie Mae and the go-to source for all traditional “Inside the Box” loan products in the United States including Full Doc, Conventional, Government Backed, Conforming and Agency Jumbo loans.
American Mortgage Bank is also a wholesale direct broker for US Bank, Chase, Wells Fargo, Quicken, United Wholesale Mortgage and Carrington Mortgage Services banking lines which have up until recently been the primary source of funds for full documentation Jumbo and Investment Property loan products in the United States for the last 10 years.
In 2018 American Mortgage Bank anticipated legislation changes and added unique portfolio loan products and common sense private loan guidelines. American Mortgage Bank is now able to verify our borrowers true income and ability to repay using common sense, bank deposits, rent, equity position and lenient credit score guidelines rather than only looking at bottom line tax returns and unrealistic credit score requirements.
On May 24th 2018 Congress passed the Regulatory Relief and Consumer Protection Act loosening guidelines for certain banks and hedge funds for the first time since the financial crisis of 2008, and overnight American Mortgage Bank became positioned as the leader providing “Outside the Box” loan products for Residential, Commercial, Hotel and Construction loans in the United States.
Today American Mortgage Bank specializes in providing Residential, Commercial, Hotel and Constructing Lending solutions in all 50 States, including solutions that meet the needs of traditional “Inside the Box” scenarios, as well as solutions for homeowners who have found themselves “Outside the Box” since the global financial crisis.